- Personal Banking
- Ag Banking
- Business Banking
Good banking happens here every day, like through our easy-to-use Savings Accounts.
These interest bearing accounts feature a free ATM card, six free withdrawals per month from an F&M Bank ATM, three free withdrawals per month from a non-F&M Bank ATM ($1.50 thereafter), withdrawals made with an F&M Bank teller are free of charge, and free mobile and online banking.
Simply make a $50 deposit to open any F&M Bank Savings Account to fit your lifestyle and financial needs:
Premier Money Market
Student Savings (for students up to 23 years of age)
$um Buddy Kids Club Savings (for kids ages 0 to 12)
Health Savings (for customers with high deductible health plans)
Other savings options for you include:
Certificate of Deposit
CDs have a specific, fixed term (often monthly, three months, six months, or one to five years) and, usually, a fixed interest rate. For maximum benefit, CDs are to be held until maturity, at which time the money may be withdrawn together with the accrued interest.
Individual Retirement Account
IRAs are an investing tool used to earn and earmark funds for retirement savings. F&M Bank can help you with several types of IRAs, such as Traditional, Roth and SEP.
Choose F&M Bank - banking that feels right