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Loans & Credit Cards

Good banking happens here every day, like through our low-rate Loans & Credit Cards.

F&M Bank’s broad range of loans are here to support your biggest dreams. Best of all, every loan comes with unmatched personal service and fast turnaround.

Pick from these F&M Bank Loan options to fit your lifestyle and financial needs:

Home Loans
Get a loan to help you buy your next place to call “home.” Whether you are a first time buyer or ready to upgrade, come see us first to get prequalified. We offer flexible solutions such as conventional, FHA, VA and Rural Development.

Home Equity Loans and Lines of Credit
Use the equity you’ve built up in your home to reach your goals by securing a home equity loan or line of credit.

Personal Loans
Satisfy personal needs (debt consolidation, vacation, family) with a secured or unsecured loan.

Auto Loans
Buy a new or used vehicle/boat/RV/motorcycle through a loan with great rates and terms.

Credit Card
Shop for goods or services on credit using this small plastic card and get a low-interest rate.

Stop by to apply for a loan or credit card today! Plus, use this handy payment calculator to help plan for the future.

Choose F&M Bank – banking that feels right