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Loans & Credit Cards

Good banking happens here every day, like through our low-rate Loans & Credit Cards.

F&M Bank’s broad range of loans are here to support your business. Best of all, every loan comes with unmatched personal service and fast turnaround.

Pick from these F&M Bank options to fit the financial needs of your business:

Operating Loans/Lines of Credit
Offering you flexibility in meeting the daily needs of your business, our operating loans/lines of credit help bridge the gap between cash inflows and covering operating expenses.

Term Loans
Offering you flexible payment terms and competitive interest rates for equipment and purchases, our term loans are designed to meet the intermediate cash flow needs of your business.

Commercial Real Estate Loans
Purchasing new, refinancing an existing real estate loan or making building improvements, is made easy through a customized real estate loan that fits your long-term cash flow needs.

F&M Bank provides a wide range of financing products that include owner-occupied and investor loans: Construction and Permanent Financing, Bridge Loans, Multi-Family, Industrial, Retail, Office and Special Use Facilities.

Credit Cards
Shopping for goods or services to support your enterprise on credit is simple with our business credit cards.

Stop by to apply for a loan or credit card today! Plus, use this handy payment calculator to help plan for the future.

Choose F&M Bank – banking that feels right