Good banking happens here every day, like through our BusinessManager program.
F&M Bank’s BusinessManager program helps grow your business with improved cash flow.
By bridging the gap between your payables due now and the receivables your customers won’t remit for 30 days or more, our BusinessManager program positions you to:
- Improve cash flow – With predictable cash flow, you can make payroll, remit payables on time, increase inventory, and pursue new business opportunities.
- Offer financing options to your customers – Sharpen your competitive edge by offering flexible payment terms. You win and your customers win.
- Improve collections – You can choose to use the bank’s presence on customer correspondence, reducing bad debt.
- Save time and money – Take advantage of prompt payment discounts from suppliers and get back to doing business.
- Manage your operations – Track receivables with detailed reports, reduce or eliminate debt, maintain a liquid working capital position and prevail in seasonal fluctuations.
Choose F&M Bank – banking that feels right