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Ag Loans & Credit Cards

Good banking happens here every day, like through our low-rate Ag Loans & Credit Cards.

F&M Bank’s broad-range of loans are here to support your Ag business. Best of all, every loan comes with unmatched personal service and fast turnaround.

Pick from these F&M Bank options to fit the financial needs of your Ag operation:

Ag Operating Loans/Lines of Credit
Offering you flexibility in meeting the daily needs of your farm operation, our operating loans/lines of credit help bridge the gap between cash inflows and covering operating expenses such as livestock purchases, feed expense and crop inputs.

Ag Term Loans
Offering you flexible payment terms and competitive interest rates for equipment and breeding livestock purchases, our term loans are designed to meet the intermediate cash flow needs of your operation.

Ag Real Estate Loans
Purchasing new farm ground, refinancing an existing real estate loan or making building improvements is made easy through a customized real estate loan that fits your long-term cash flow needs.

Beginning Farmer/Rancher Program
Offering you flexible terms and low interest rates, our beginning farmer/rancher program is perfect for a young borrower who is establishing a new operation. F&M Bank also participates in FSA Guaranteed loan programs.

Feeder Finance Program
Enabling customers to purchase both cattle and feed directly through participating feedlots, our feeder finance program helps cattle feeders benefit from the convenience and improved cash flow.

Credit Card
Shopping for goods or services to support your operation on credit is simple with our business credit cards.

Stop by to apply for a loan or credit card today! Plus, use this handy payment calculator to help plan for the future.

Choose F&M Bank – banking that feels right